What is a Commercial Finance Broker?

Do you know how to get the best finance deal for your business? Your Commercial Finance Broker at Whiteroom Finance does.

In simple terms, a Commercial Finance Broker helps you understand your finance needs and obtain appropriate finance solutions for your business. In more complex terms, they are a financial expert who acts as a conduit between the borrower (you/your business) and the lender (the bank).

We Understand

The Finance Brokers at Whiteroom Finance understand every business is unique and has its own financial needs. Our Finance Brokers work with you to find the right commercial finance solutions for your business. We take the headaches out of applying for finance to make it easier for you to achieve your business goals.

If you’re running your own business, money is always tight and cash flow can be a problem. It’s difficult for you to take the step to invest and grow your business. You run the risk of rejection from the bank, which could impact your chances of securing finance in the future. So where do you turn?

With extensive experience in the finance industry, Whiteroom Finance knows the potential pitfalls and how to avoid them. We provide you with finance options to help you grow your business. Get in touch with Whiteroom Finance today for a professional service to help with your commercial finance needs.

Learn More About the Whiteroom Finance Team

What does a Commercial Broker do?

Have you ever wondered what the Brokers actually do? Well, let’s take a look at what they can do for you:

  • Help find a business loan with access to a variety of lenders and the best finance deals on the market.
  • Take the headaches out of applying for finance, making it easier for you to achieve your business goals.
  • They act as a conduit between the borrower (you/your business) and the lender (the bank) and become the primary point of contact for your lending needs.
  • Speak the bank’s language, so you don’t need an interpreter.
  • Negotiates to get you the best finance deal for your business.
  • Understands your business and what you want to achieve.
  • Take care of the hard work in obtaining business finance.
  • Your Commercial Broker doesn’t work for the bank.

To Learn more about our financial services, please visit our Award-Winning Finance Broker In Perth page

Helping Business Owners Save More.

Are your finance repayments crippling you? Do you wonder if there is a better deal out there? Whiteroom Finance are Business Finance Brokers with extensive knowledge who can find you the right finance deal to save you money.

We offer advice and guidance on finance and can find the right provider and the right commercial loan to start saving you money today.

At Whiteroom Finance, we take the time to get to know you. We gain a comprehensive understanding of you, your business, your financial situation and what you are hoping to achieve. We use that information to find the right finance deal and tailor a package to meet your needs and those of your business. Whiteroom Finance saves you money on your finance so you can get on with what you do best.

To learn more about how Whiteroom Finance can help your business, please visit our Business Finance page.  

How Can a Finance Broker Help Me?

If you ask, “What is a finance broker”, you might be surprised to hear that a broker can not only help you choose the right loans and lenders but can also help you reach your financial goals and dreams.

A finance professional can help you in several ways.

  • Evaluate and understand your needs and goals
  • Assess your options
  • Determines your borrowing power
  • Helps you choose the right loan
  • Provides expert advice about your finances
  • Does all the groundwork at no cost to you!

You can find more information about our award-winning finance broking team here.

Helping Business Owners Grow and Innovate.

Thinking of growing your small business? You’re going to need capital. Thankfully, the commercial finance specialists at Whiteroom Finance can help. We have worked with businesses of all sizes in all stages of the business cycle and can help you with advice, ongoing support and guidance about:

  • Borrowing against your balance sheet or professional industry value.
  • Funding new shareholders or buying out existing shareholders.
  • Improving cash flow and accessing working capital options.
  • Accessing short term unsecured debt for specific needs.
  • Restructuring your existing debt.
  • Acquiring a new business.
  • Purchasing a property and property finance.
  • Management support.

The structure, nature, and cost of funding varies considerably and can be vastly different for seemingly similar businesses. Wherever you are with your business, Whiteroom Finance can get you where you want to be, learn more about us here!

How Do I Choose the Right Finance Broker?

If you decide a finance broker is the right choice for you, you’ll want to ensure you do your research. Different brokers will be skilled in different areas so you should look for the following:

  • Does the broker have a license?
  • What other relevant qualifications do they have?
  • Are they a part of a professional association or industry accredited body like the Mortgage and Finance Association of Australia (MFAA)?
  • All brokers will have access to a different selection of lenders so check they have relevant lenders on their board

If in doubt, ask around but ensure you select someone trustworthy and don’t make this decision lightly as your financial future will depend on it.

Why Should you use a Commercial Finance Broker for Lending?

Your Broker finds you the best deal and helps you complete your application to give you the greatest chance of securing finance for your business. The right finance for the right reasons. There may be any number of reasons you could be seeking finance for your business, including:

  • Purchasing or replacing equipment/machinery.
  • Construction of new buildings/facilities.
  • Paying off debt (including ATO debt).
  • Expanding your motor vehicle fleet.
  • Acquisition of land.

Whatever your business goals are, Whiteroom Finance can help you achieve them. Whether it’s upgrading your vehicle fleet, purchasing new equipment, or expanding your business, we have the experience and connections to help you achieve your vision. Whiteroom Finance is the Commercial Broker in Perth who becomes part of your Trusted Adviser Network. You can rely on Whiteroom Finance to help you with your next financial decision.

Chris White

Chris White

Dip.FMBM – Managing Director / Finance Broker

With a history in public sector finance and the finance industry, Chris knows money.

With your best interests at heart, Chris will help you better understand your financial choices. He will guide you through your financial options and explain what it all means. In plain English.

Christopher White is a credit representative (484287) of QED Credit Services Pty Ltd (Australian Credit Licence 387856).

Plan Australia Business of the Year – 1 Loan Consultant – Western Australia 2020
PLAN Australia Business of the Year Western Australia 2020
MFAA 2021 Commercial Finance Broker Award State Finalist
MFAA State Excellence Awards Commercial Finance Broker WA 2021
MFAA 2022 Commercial and Equipment Finance Broker Award
MFAA State Excellence Awards Commercial and Equipment Finance Broker WA 2022

Contact One of Our Experienced Brokers to Discuss your Financial Needs

Chris White

Chris White

Managing Director / Finance Broker – Dip.FMBM

With a history in public sector finance and the finance industry, Chris knows money.

With your best interests at heart, Chris will help you better understand your financial choices. He will guide you through your financial options and explain what it all means. In plain English.

Christopher White is a credit representative (484287) of QED Credit Services Pty Ltd (Australian Credit Licence 387856).

Plan Australia Business of the Year – 1 Loan Consultant – Western Australia 2020
PLAN Australia Business of the Year Western Australia 2020
MFAA 2021 Commercial Finance Broker Award State Finalist
MFAA State Excellence Awards Commercial Finance Broker WA 2021
MFAA 2022 Commercial and Equipment Finance Broker Award
MFAA State Excellence Awards Commercial and Equipment Finance Broker WA 2022
Contact Whiteroom Finance today for an obligation-free consultation.